ULIP (unit linked) – life insurance

Profitable investment in Europe is of great interest for lots of Russians. However, this task is rather difficult to implement, since lots of foreign banks refuse to work with non-residents. This problem can be easily solved by our company. We are engaged into unit linked life insurance through Vienna-Life. This is a subsidiary of Vienna Insurance Group that is located in Switzerland — most reliable country in terms of money hold. All contributions to be made under unit linked life insurance are insured as per the laws of Switzerland and European Union as well as according to the guarantees of our English company COIN CLOUD LTD and our partner ABH Holdings S.A.

To get a foreign certificate of insurance one should invest not less than USD 1 mln. for the period of not less than 1 year. The participation fee is $2000+1.5% of the invested amount. Besides, you will have to pay 1.5% per year for servicing. However, the return of these expenses will be rather quick because the investment portfolio will be increased by 160% during 15 years even when charged by 13% tax. If the ULIP (the name of the Certificate of Insurance) shall not be subject to annual taxation, then the amount will be increased by 200%. As an average, the profit-making capacity is 6% per year in case of passive investment.

Moreover, the programme of confidential management and investment of your assets to a foreign broker is also available and can help you further increase your profits. The choice of the passive investment and confidential management depends on the investor. In the latter case, the profitability can be many times boosted.

Unit linked insurance makes it possible to deposit money after the main transfer is made provided that the deposit is not less than $50 000. You can deposit and withdraw money in dollars, rubles, pound sterling, euros or Swiss francs.

1. You conclude a life insurance contract.
2. We discuss our investment strategy
3. The money shall pass to the insurance contract
4. We manage the assets
5. Upon termination of the contract, you will get the money back to your account

· Tax holidays
· Minimum set of documents, loyal to KYC
· A perfect tool for public sector employees and public figures
· No claims of third parties
· The opportunity to raise assets for children or successors under flexible conditions of payment

Extra yield investment life insurance is an ideal way to advantageously invest your finances and avoid any problems with the banking structure, currency exchange regulations in Russia (and in the entire world) in terms of depositing and withdrawing funds of any origin. The basic advantages of this method are as follows:

1. Reliability of the insurance group. Vienna Insurance Group rates as A+ (S&P).
2. Tax holidays that will last unless ULIP is terminated.
3. Loyal to KYC. It can be established for the insurance company. And the process may take about 4 days.
4. Minimum set of documents.
5. The opportunity to deposit funds for legal entities and public sector employees. Investments may come from one individual or company, while the account and the insurance can be issued for a different holder.
6. Flexible requirements for investments. This English way of investing allows generating assets for successors, work through warrants or by confidential management, at any time terminate any cooperation and withdraw accrued capital. When preparing ULIP, every client gets an individual bank account.
7. You can keep your assets in a large Swiss bank.
8. A large variety of instruments. You can invest into shares, fiduciary deposits, bonds, options, structural notes.
9. No claims for accruals under the unit linked insurance from third parties. If the insurer goes bankrupt, the clients' assets will not be included into the bankruptcy estate. They will be executed by the external auditor.
10. Absolutely no interest form tax authorities of the Russian Federation and any other country.
11. No need for supporting documents on the origin of the assets.
12. Fast transactions from any account including from a legal company in the Russian Federation and in other countries.
13. No problems arising due to the currency exchange regulations since this transaction becomes part of the insurance.

Easy procedure of the assets withdrawal upon contract termination. Your money will go to any part of the world as per any details under the legal status.

Unit linked can be registered in the Russian Federation as per the following pattern:

1. You need to meet with our broker and submit information about your education, details about your employment activities, possessions and annual income. Moreover, you will have to prepare a scan copy of your foreign passport and registration record in your passport for the broker.
2. A package of documents will be prepared by our staff (Fact Sheet, Application and others).
3. Sending of documents.
4. Registration of KYC within 3-4 days.
5. Sending of a letter containing details for money transfer and the number of the insurance certificate to the client.
6. Receipt of a transfer from the client.
7. Opening of a bank account in the Swiss Bank - Vontobel.
8. Submission of the original copy of the Certificate to the client.

This is the procedure for beneficial investment life insurance in foreign companies. If you have any questions on the documents, conditions or terms, please contact our consultant and you will get answers and start registering your insurance.